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Terms and Conditions

Welcome to the German and Finance website. By accessing and using this site, you agree to the terms and conditions below.

1. Description of Services
German and Finance offers online educational courses in finance, taught in German.

2. Registration and Payment
Participation in courses is based on registration and, normally, advance payment.

In certain cases, the cost of the courses may be covered by partner companies. These situations will be clearly communicated prior to registration.

We reserve the right to change prices or the structure of the courses.

3. Cancellation and Refund Policy
Cancellations and refunds are governed by the Return and Cancellation Policy available on the website.

By registering, you confirm that you have read and accepted this policy.

4. Participation and Conduct
Participants agree to:

  • Follow the course schedule

  • To participate in a respectful manner

  • Not to record, distribute, or reproduce course content without permission

5. Intellectual Property Rights
All materials provided belong to German and Finance. 
Copying, distributing, or using them for commercial purposes without written permission is prohibited.

6. Educational Disclaimer and Limitation of Liability
The information provided in the courses is intended solely for educational purposes. 
We do not offer personalized financial, investment, or professional advice. Participation in the courses does not constitute a recommendation to make specific financial or career decisions. Any action taken by participants based on the information presented is done at their own risk. German and Finance may facilitate connections between participants and third-party companies interested in collaboration. We do not guarantee employment, collaboration, or the outcomes of these interactions. We do not guarantee specific results from participating in the courses.

7. Certification
Upon completion of the courses, participants may receive a certificate issued by German and Finance. This certificate is not accredited by official state institutions.

8. Changes to Services
We reserve the right to modify the structure, content, or schedule of the courses, informing participants whenever possible.

9. Data Protection
Personal data is processed in accordance with the Privacy Policy available on the website.

10. Governing Law
These terms are governed by Romanian law and European Union regulations.

11. Contact
For questions or requests:
📧 germanandfinance@gmail.com

By using this website and purchasing services, you confirm that you have read and agree to these Terms and Conditions.

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